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Natural Disasters: Public Policy Options for Changing the Federal Role in Natural Catastrophe Insurance
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Editors: GAO
Book Description:
In recent years, much attention has been focused on the roles that the private sector and federal government play in providing insurance and financial aid before and after catastrophic events. In this context, the authors examined (1) the rationale for and resources of federal and state programs that provide natural catastrophe insurance; (2) the extent to which Americans living in catastrophe-prone areas of the United States are uninsured and underinsured, and the types and amounts of federal payments to such individuals since the 2005 hurricanes; and (3) public policy options for revising the federal role in natural catastrophe insurance markets.

Table of Contents:
Preface

Why GAO Did This Study, pp. 1-10

Results in Brief, pp. 11-14

Background, pp. 15-21

Government Natural Catastrophe Insurance Aims to Provide Affordable Protection but Often Requires Postfunding after Large Natural Catastrophes, pp. 23-29

Because Many Americans Are Inadequately Insured for Natural Catastrophes, Federal Programs Play a Significant Role in Recovery, pp. 31-38

Options for Changing the Federal Role in Natural Catastrophe Insurance Attempt to Address Market Issues but May Not Limit Federal Exposure, pp. 39-53

Agency Comments and Our Evaluation, pp. 55-56

Appendixes Appendix I: Objectives, Scope, and Methodology, pp. 57-62

Appendix II: Selected State Natural Catastrophe Insurance Programs, pp. 63-89

References, pp. 91-100


Index

   Series:
      Natural Disaster Research, Prediction and Mitigation
   Binding: Softcover
   Pub. Date: 2008
   ISBN: 978-1-60456-717-5
   Status: AV
  
Status Code Description
AN Announcing
FM Formatting
PP Page Proofs
FP Final Production
EP Editorial Production
PR At Prepress
AP At Press
AV Available
  
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Natural Disasters: Public Policy Options for Changing the Federal Role in Natural Catastrophe Insurance